Benefits of credit cards for travel

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What are the benefits of accumulate miles with credit cards to travel? We review information of interest for current and new users.

Several of your daily questions are directed at how Find cheap passages u accumulate miles to travel with lower costs.

Always seeking to provide you with valuable information that will help you organize your next flight., I came across information generated by Produbanco (This is not a sponsored post), So I have refined it to share it with all of you.

Credit card benefits for traveling

The travels have become more accessible thanks to many reasons, One of them is the frequent flyer programs promoted by airlines and banks together.. How do these plans work?, What benefits do they offer the traveler and how to choose the right plan according to each need? Below is a complete guide about it.

How do frequent flyer plans associated with credit cards work??

  • Credit cards with plans for frequent travelers offer benefits applicable when traveling. Their main characteristic is that they offer the possibility of accumulate miles or points for each consumption, which can be exchanged for air tickets, That is why, that these plans are always associated with an airline benefits program.
    • Banks, for his part, They are responsible for canceling the value of those miles to the airline, while this, It is the one that establishes the conditions or benefits to be delivered to the client.
  • Usually, mileage plans are managed directly by airlines. When obtaining such a card, the cardholder automatically acquires a frequent flyer code, under which accumulated points or miles are registered. These can be exchanged when the client requires it., However, The validity of them depends on the plans.
  • The annual cost of this type of cards ranges from $20 until the $54, which is the value paid by the cardholder for the rewards plan, which is the same for openness, as for renewal.
  • The number of miles or points that are accumulated is defined for each purchase made with the card, that is to say, the accumulation rate is different in each consumption, Based on the plan of each product.

What are the benefits?

  • mileage accrual: They can be exchanged for air tickets, miscellaneous items, lodgings and restaurants, depending on the amount of points.
  • Executive Class: If the customer purchased an airline ticket in economy class, can change it by executive class, depending on the plan to which the card is anchored.
  • An additional suitcase: Airlines generally allow only one bag of luggage., With this benefit you can increase one suitcase at no additional cost.
  • Exclusive offers: Purchase of airline tickets at a lower cost in seasons with higher prices.
  • Frequent flyer code: Just having the card, the customer gets a frequent flyer code; The miles that are accumulated with each consumption are recorded in this code. If the customer already had one, You can request that miles be consolidated, as long as it corresponds to the same program with the airline. Certain frequent traveler programs allow mile redemptions in hotels, vehicle rental and more.
  • Cash: In other cases you can generate a mile exchange for cash, as long as the accumulation programs are open, that is to say, are not tied to a loyalty program with an airline. This type of plan allows exchange with any airline.
  • Access to VIP rooms according to the agreements of each card.

In addition to these exclusive benefits of frequent traveler programs, There are other advantages that are associated with the card category. The most common are:

  • Lost and delayed baggage: Covers lost luggage and expenses generated by delay in the delivery of suitcases, that is to say, garment purchase, Personal toilet implements, among others. Applies as long as the purchase of the air ticket and items is made with the card.
  • Purchase Protection: This is insurance that covers damage due to factory defect to purchases made abroad., with credit card. If there is damage, The user can request a refund of the value or replacement of the product.
  • International medical emergency services: Covers up to a certain amount.
  • Vehicle insurance abroad: Covers damages caused by a vehicle accident in the case of renting a car abroad, as long as the contract was made through the credit card.

Key recommendations to take advantage of benefits:

  • Miles cover the value of the ticket, Not counting taxes, so that, The traveler must always consider this additional value to pay.
  • Miles do expire; Conditions depend on the airline's travel program.
  • In the case of people who frequently travel to certain countries, It is best to choose a credit card that is associated with airlines that have these destinations..

Do you accumulate miles with your credit cards?? Tell me about this experience in the comments.

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